Citizens State Bank

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Totally Free Business Banking

Banking made easy  at  Citizens State Bank .   
Find out more about all the accounts we offer to help you manage your business finances.
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Imagine the Possibilities - then build them.

 
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So you can focus on what matters most.

While you focus on life’s important moments, we provide tools to help safeguard your finances, identity, and privacy. 
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One Card, Endless Possibilities

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Load your debit card into your digital wallet for a secure way to tap and pay or pay online.
 
Debit card credit purchases made in-person/in-store (without using your PIN) could get you into the Mastercard Sweepstakes*
 
 
*Customers can also enter by mail (no purchase needed). For full details on entry rules and requirements, please see the official rules on the website:
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Did you hear the U.S. Treasury has discontinued minting new pennies? What does that mean for you?
 
Citizens State Bank will no longer be able to order pennies from the Federal Reserve and we will begin rounding all cash back to the nearest five cents starting January 1, 2026. 
 
Don't worry~
  • Pennies remain legal tender
  • We will continue to accept pennies
  • You're not required to turn in your pennies
  • Pennies will not lose their value
  • Businesses should prepare for the 'change' (no pun intended) in penny availability
  • Digital transactions are not affected

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Working Together

Meet Jon Fumich, our Vice President/Business Banker. Jon discusses how every Citizens State Bank team within the different departments works together to  build the relationship our customers deserve.
 
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Join Us!

Look over our openings and join our amazing team.

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Home Loans

Start here when you are looking for your next home!

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Customer Survey

Take our survey and help us be awesome!


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Warm up with a hot drink in your totally cool tumbler!

This tumbler can be yours,  totally FREE when you open a   Totally FREE Checking,   at Citizens State Bank a totally awesome bank. What can be cooler than that?  
 
 
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Community Events

Take a look at our events and see which ones you can attend!

Community Events

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Locate an ATM

Find the closest ATM when you need it the most.

ATM Locations

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Financial Calculators

Plan ahead by using our calculators.

Financial Calculators

2026 Closed Federal Holiday Schedule
New Year’s Day - Thursday, January 1
Martin Luther King Day - Monday, January 19
President’s Day - Monday, February 16
Memorial Day - Monday, May 25
Juneteenth - Friday June 19
Independence Day - Friday, July 3 (Observed)
Labor Day - Monday, September 7
Columbus Day/Indigenous People's Day - Monday, October 12
Veterans Day -Wednesday, November 11
Thanksgiving Day - Thursday, November 26
Christmas Eve - Thursday, December 24 - All offices close at noon
Christmas Day - Friday, December 25