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What does your business need to succeed?
Partner with a bank who can meet the changing needs of your business from basic cash management services to sophisticated borrowing needs. We're the one-stop financial resource for your business.

Business Checking. You've got options!
Choose the account that's right for your business needs. In addition to checking accounts, we offer other convenient services such as Business Instant Cash & Check® Cards, High Yield Treasury Savings account, sweep services and other cash management services. Contact a banker for more details.

Small Business Checking

  • $1,000 Minimum Balance or a low $10.00 monthly service fee if your balance falls below $1,000
  • 250 combined items included with account (items consist of checks/deposit tickets/deposit items/p.o.s. pre-authorized payments), $.30 thereafter.
  • Check images are available.
  • Business Instant Cash & Check card is available.**
  • Sweeps and other Cash Management services are available. (Additional fees may apply)

Commercial Checking

  • No Minimum Balance Requirement
  • $10.00 Monthly Maintenance Fee, plus
    • $.15 per debit*
    • $.20 per credit
    • $.06 deposited items - on-us
    • $.09 deposited items - transit
    • Earn a competitive earnings credit rate based on your balances. Contact a banker for our current rate.
    • Check images are available.
    • Business Instant Cash & Check card is available.**
    • Sweeps and other Cash Management services are available.
    • 10% Reserve Requirement

*Debit items consist of checks, drafts, p.o.s or pre-authorized payments.

** Subject to approval.

Easy Access
Enjoy easy access to your account information with our Free Online Banking and 24 Hour Telebanking.

Sweep Services. Yes!
Citizens State Bank offers our business checking customers a daily sweep service which will automatically invest your idle checking balances or draw on available funds from an approved line of credit. See a banker for more details. Click here for current rates.

Citizens State Bank is the Right Bank . Right Now! for your business checking needs.

If you would like to print out a complete copy of our brochure, click here.

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