Membership DEFINITELY has its rewards! Enjoy discounts, bonuses, Community Rewards and so much more! Check it out:

The Citizens Elite Package of Banking Benefits:

• Checking with interest- no minimum balance required and no monthly fees
• Free Unlimited Checkwriting
• Free Citizens Elite Checks- duplicate or wallet checks
• Safe Deposit Discount- save 25% on your annual rental
• Free Instant Cash & Check Card*
• No Fee Travelers Cheques for one
• No Fee Money Orders and Cashiers Checks
• Free Online Banking & Free Bill Pay**
• No annual fee Select Rewards Credit Card*
• Three free photocopies per month
• 1/4% CD bonus coupon- twice a year
• Check safekeeping (free images available)

Citizens Elite Additional Benefits:

• Community Rewards Discount Program
• Membership Card
• Quarterly Newsletter
• $10 Refer-A-Friend Bonus - $10 for you and $10 for your friend when you
• Social activities and Travel opportunities
• Periodic bonus rates, discounts or other special offers

It's Easy to Qualify.
All customers age 50 or better are eligible (only one spouse needs to be 50, in which case both spouses can be a member of Citizens Elite), if they maintain $10,000 in any combination of personal checking, savings, CD's.

Enjoy the great benefits of Citizens Elite, you've earned it!
We want to be the Right Bank. Right Now! for you.

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* Upon approved application
** Up to 15 bills free, $.40 each thereafter, $4.95 monthly fee after 90 days of inactivity.