Need a loan? We've got money to lend!
Our lending experts are here to make the lending process easy and hassle-free. All decisions are made right here in the community, so you'll have the answers you need when you need them. Whatever you need, you can find a professional at Citizens State Bank to help you through the process.

Home Equity Loan or Line of Credit
Do you want flexibility? Take advantage of the equity that you have built up in your home to purchase a new car, pay off bills or for home improvement.

Installment Loans
Traditional monthly payment loans are available to satisfy your individual borrowing needs. Our staff can help you find the loan that you need.

Overdraft Protection
Citizens State Bank offers the security of knowing your checks will be paid up to a pre-determined available limit in the event of an error in your check register or cash flow shortage.

Apply Today!
For more information or to apply contact a loan officer at one of our offices or click here to print and complete a Short Form Credit Application.