Free Online Banking!
Citizens State Bank offers our customers free 24 hour access to their accounts through online banking. Online banking allows you access virtually all of your bank account information including transactions, balances, statements and more from the comforts of home. Perform essential banking functions, such as transferring money or downloading account information, over the internet.

It's Safe and Secure
It is of utmost importance for us to protect your personal information when you are banking online with us. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your personal information. All personal and account information that passes between your computer and Citizens State Bank's online banking system is encrypted. This means that while your information is in transit, it is scrambled so that only Citizens State Bank's computer equipment can reassemble it to its original text format. When Citizens State Bank sends personal account information back to you, it is also encrypted so that only your computer can decipher it and reconstruct the data transmitted.

Easy Sign Up!
To enroll for Citizens State Bank's free online banking product click here
to or visit one of our many convenient offices.

E-Statements - Signing up is fast and easy!
Our E-statements are a way to eliminate paper copies of your statement and replace them with an e-mail alert so you can view your statements online. If you already use Citizens State Bank's online banking system, you can get your bank statements online, anytime, anywhere and also help the environment at the same time. Click here for instructions on how to sign up for E-statements through on-line banking.

Mobile Banking
Banking with Citizens State Bank just got even more convenient with our CSB Mobile Banking solution!  We have added another feature to our Online Banking service allowing you access to your accounts whenever and wherever through your web-enabled cell phone or other mobile device.

What can you do with mobile banking?
• Access your checking, savings and loan accounts you have enrolled through Online Banking 
• View account balances, transaction history, and personal alerts 
• Transfer between accounts 
• Make bill payments to existing payees 
• Deposit checks into your checking or savings accounts 

How to get started: 
• Login to your Online Banking account (must be enrolled in CSB Online Banking first
• Select the "Options" tab
• Select "Mobile Banking" 
• Activate Mobile Banking 

Download our great free mobile apps for quick and easy access to your account information!

To download the CSB Mobile Banking application go to the Apple iPhone or iPad App Store or Android Google Play Store and do a search using “CSB Hudson”.  Select the "download" button and it will quickly download to your mobile device.

App Stores

Click here to read frequently asked questions and answers about mobile banking.

Mobile Browser Banking

If your mobile device is not an iPhone, iPad or an Android, once you have enrolled through Online Banking, you should be able to use the device’s web browser to access mobile banking through the following web URL:  https://www.airteller.com/csbnet 

Mobile Text Banking

Enroll in Text Banking and you will be able to request balance and recent account history by simply texting a valid command.  Text Banking can provide you with a “quick check” of your accounts.  Text Banking can be used on any device with SMS capable texting.  Text Banking provides information only and does not support transactions or transfers. Sign up for Text Banking within Online Banking under the Options→Mobile Settings→Text Mobile Settings tab.

Click here to read frequently asked questions and answers about mobile text banking. 

Mobile Banking Security

Using mobile devices for financial services is a lot like using a computer and you should use similar best practices for security—especially since your mobile device can get lost or stolen.  Click here for tips on how to make mobile banking safer.  Also, check with your carrier to find out other safety features your mobile device offers.

Since your account data is not stored on your mobile device, your information cannot be stolen. When you replace your device, simply edit your Mobile Settings and make any changes to the Wireless Provider and/or Phone Number.

Your mobile device must be web-enabled and must allow SSL-traffic (you may need to contact your mobile provider to determine this).  Mobile Banking is not available for Cash Management users at this time. We do not guarantee the functionality of the service on all wireless devices.  We do not charge you any fees for using this product, but you may be charged for web access by your mobile carrier.  You are responsible for checking with your carrier for details on specific fees and charges that may apply.

Internet Banking Security

In 2011, the Federal Financial Institutions Examination Council (FFIEC) released a supplement to the 2005 "Authentication in an Internet Banking Environment" guidance that describes the measures financial institutions should take to protect internet banking customers from on-line fraud. The supplement updates the FFIEC Guidance in light of the changes in the threat landscape and the reduced effectiveness of anti-fraud measures recommended by the original document. It highlights a set of best practices for addressing on-line fraud in the face of rapidly evolving financial malware. Click here for more information about on-line security.



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