Great Rates. Great Choices!
Enjoy peace-of-mind and a guaranteed rate of return when you invest your money in a certificate of deposit (CD) at Citizens State Bank. We offer a variety of CD terms from 3 months to 5 years, in Regular CD's and IRA CD's. Save today, for a better tomorrow!

This CD breaks ALL of the rules!
Check out our Rule Breaker CD. You won't believe all of its unique benefits!

• Bump-up your rate once during the term
• Withdraw up to 50% with no penalty
• Add to your CD

See our Current Rates page for more information or contact your nearest branch.