Free Checking.. we've got it!
Interest Checking.. we've got it!
Whatever your checking needs, Citizens State Bank has an account that's right for you!

The checking account is only the beginning.
We have all of the other financial products that you want, too! Instant Cash & Check ® cards, 24 Hour Telebanking, Online Banking and more. Need a loan? We've got money to lend! We're your one-stop financial resource.

50 or better?
Check out our Citizens Elite section to learn all about this exclusive Banking Club, made just for you. Membership definitely has its rewards!

Check out our wide variety of checking accounts shown in this chart. Our personal bankers and customer service representatives will be happy to talk with you and help you determine which account is best for your unique needs.

We want to be the Right Bank. Right Now! for your checking needs.

1. Debit items consist of checks / drafts / p.o.s. pre-authorized payments.

2. Based on approved application.

7. Up to 15 bills free, $.40 each thereafter, $4.95 monthly fee after 90 days of inactivity

8. If you receive an ATM surcharge, we will rebate up to $10 per month. Bring/mail your receipt within 60 days.

9. Treasury Checking design, single or duplicate, one box per order.

10. Additional fees may apply.

If you would like to print out a complete copy of our brochure, click here.

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