Best choice if you want a checking account that is easy and straight forward

Competitive tiered interest rates with this relationship interest checking account


Exclusive club for people who are 55 or better with competitive tiered annual percentage yield

A basic checking account for people who have had banking challenges in the past

Whatever your checking needs, Citizens State Bank has an account that’s right for you!

The checking account is only the beginning.
We have all of the other financial products that you want, too! CSB Debit/ATM cards, 24 Hour Telebanking, Online Banking, Mobile Banking and more.  Need a loan?  We’ve got money to lend!  We’re your one-stop financial resource.

55 or better?
Check out our Citizens Elite section to learn all about this exclusive club account, which isn’t just a checking account package; it is an exclusive club for people who are 55 or better.

Check out our checking accounts shown in this chart.  Our personal bankers and customer service representatives will be happy to talk with you and help you determine which account is best for your unique needs.

We want to be the Right Bank. Right Now! for your checking needs.

Personal Checking


If you would like to print out a complete copy of our brochure, click here.

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