- Checking Accounts
- Savings Accounts
- Certificates of Deposit
- Rule Breaker CD Special
- Commercial Checking
- Corporate Sweep Account
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Checking Accounts Current rates as of August 25, 2008 |
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Minimum Deposit
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Rate
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APY*
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Interest Checking
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$500.00
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.15%
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.15%
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Money Market Checking
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$0-$7,499.00
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.30%
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.30%
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$7,500.00-$24,999.00
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1.98%
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2.00%
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$25,000.00-$99,999.00
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2.33%
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2.35%
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$100,000.00-$299,999.00
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2.57%
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2.60%
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$300,000.00 or more
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2.81%
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2.85%
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Treasury Checking
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$0 - $2,499
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.15%
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.15%
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$2,500.00 or more
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1.00%
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1.00%
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Health Savings Account
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$0-$9,999
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.30%
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.30%
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$10,000 or more
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1.88%
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1.90%
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REQUEST FURTHER INFORMATION FROM A CITIZENS STATE BANK REPRESENTATIVE CONCERNING THE FEES AND TERMS APPLICABLE TO THE ADVERTISED ACCOUNT FEES MAY REDUCE EARNINGS ON THE ACCOUNT *APY = ANNUAL PERCENTAGE YIELD This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Return to Top |
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Savings Accounts Current rates as of August 25, 2008 |
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Minimum Deposit
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Rate
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APY *
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Regular Savings
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$0
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.30%
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.30%
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IRA Savings
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$0
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.30%
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.30%
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Treasury Savings
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$10,000.00
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1.88%
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1.90%
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REQUEST FURTHER INFORMATION FROM A CITIZENS STATE BANK REPRESENTATIVE CONCERNING THE FEES AND TERMS APPLICABLE TO THE ADVERTISED ACCOUNT FEES MAY REDUCE EARNINGS ON THE ACCOUNT *APY = ANNUAL PERCENTAGE YIELD This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Return to Top |
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Certificates of Deposit Current rates as of August 25, 2008 INTEREST RATES (RATE) |
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Term
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$500-$9,999
Rate/APY |
$10,000-$49,999
Rate/APY |
$50,000-$99,999
Rate/APY |
$100,000 or More
Rate/APY |
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3 Month
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2.08/2.10
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2.13/2.15
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2.18/2.20
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2.23/2.25
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6 Month
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2.29/2.30
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2.34/2.35
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2.39/2.40
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2.44/2.45
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1 Year
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2.53/2.55
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2.58/2.60
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2.63/2.65
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2.68/2.70
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2 Year
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2.68/2.70
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2.73/2.75
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2.78/2.80
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2.83/2.85
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3 Year
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2.93/2.95
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2.98/3.00
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3.03/3.05
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3.08/3.10
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5 Year
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2.98/3.00
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3.03/3.05
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3.08/3.10
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3.13/3.15
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Citizens Elite Special 5 month CD**
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3.08/3.10
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$10,000 minimum balance
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Rule Breaker CD Special
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See below for this special offering
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All certificates of deposit qualify as IRA accounts
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*APY = Annual Percentage Yield **Must meet all eligibility requirements. Fees may affect earnings on the accounts Penalty for early withdrawal may apply Return to Top |
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Rule Breaker CD Special Current rates as of August 25, 2008 |
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Term
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Minimum Deposit
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Rate
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APY*
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10 Month
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$5,000.00
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3.08%
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3.10%
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Minimum opening deposit for Rule Breaker CD is $5,000. Semi-annual compounding. There is a one time option, during the term, to increase the rate on your Rule Breaker CD to the rate being offered on the same term Rule Breaker CD at that time. Additional deposits (minimum $1,000) may be made to your Rule Breaker CD at any time, in increments of $1,000 or more up to the original amount of the CD but not to exceed $25,000. A one time withdrawal of up to 50% of the opening deposit is allowed with no penalty. A withdrawal in excess of 50% will result in a six month interest penalty whether earned or not. Withdrawals made within six days of account opening or a partial withdrawal are subject to at least seven days simple interest penalty. Active checking account is required. Consumer deposits only. We reserve the right to decline or limit deposits. See our Checking Brochure for account options and details. *APY = Annual Percentage Yield This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. Return to Top |
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Commercial Checking Current rates as of August 25, 2008 |
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REQUEST FURTHER INFORMATION FROM A CITIZENS STATE BANK REPRESENTATIVE CONCERNING THE FEES AND TERMS APPLICABLE TO THE ADVERTISED ACCOUNT *APY = ANNUAL PERCENTAGE YIELD This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Return to Top |
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Corporate Sweep Account Current rates as of August 25, 2008 |
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Balance
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Rate
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Less than $25,000
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.38%
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Above $25,000
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.63%
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Above $50,000
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.88%
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Above $75,000
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1.13%
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Above $100,000
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1.38%
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| Return to Top | |
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