A woman's wet hand with red painted nails holding pink shaded aviator glasses under the caption "Our Totally Free Checking is Your First Stop to a Brighter Future."

An Account So Bright

you just might need your shades. Totally Free Checking is like sunshine for your wallet. No Service Fees, No Minimum Balance and lots of cool stuff for FREE. Check it out!

Grab your Shades - and Open Your Account!

Prefer in person? Locate an office near you.

A young couple happily gazing at each other as they hold an "Our First Home" sign, standing among the boxes they have moved into their new home.

We all remember our FIRSTS!

Buying a home for the first time can be overwhelming. Our Lenders at Citizens State Bank have all been there, so they know what how to handle this BIG FIRST in your life.

Meet our Mortgage Lenders

First Time Home Buyers Programs

Apply for a Mortgage today!

Call us: 715-386-9050

A business check being signed as it lays on a desk with an advertisement about "Check Fraud Prevention," available in Online Business Banking.

Can you afford to lose thousands?

How do you protect yourself from check fraud?

We have some solutions, Positive Pay and ACH Origination. Protection where you need it.

Call Us: 715-386-9050

Call 715-386-9050 or Send us a Message

Join us and Celebrate

Syttende Mai Celebration is on May 15-17 in Woodville, WI. Join our Woodville Citizens State Bank Office for our annual FREE Community Dinner.

Celebrating Roberts, WI

Join our Roberts Citizens State Bank Office to celebrate Good Neighbor Days on May 29 - June 1. Be sure to join us for our FREE Community Dinner.

A colorful Roberts, WI Good Neighbor Days button signifying the celebration of 150 years.

Testimonial

Hudson Flower Shop

Hudson WI

Customer Survey

Take our survey and help us be awesome!

Customer Survey

Home Loans

Start here when you are looking for your next home!

Apply for a home loan

Business Online Banking

See how much online banking can change the way you run your business.

Business Online Banking

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A picture of a tool kit on a brown wooden table with part of the American Flag, blue handled pliers, yellow handled screwdriver, a large and small wrench, a screw and washer, and yellow and white work glove showing.

Tool to better banking.

We provide the tools for you! Open a Totally FREE checking account today and get yourself a set of tools for FREE!

Open your account today!

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Community Events

Take a look at our events and see which ones you can attend!

Community Events

woman using an outdoor ATM

Locate an ATM

Find the closest ATM when you need it the most.

woman using a laptop and a calculator app on a smartphone

Financial Calculators

Plan ahead by using our calculators.

Financial Calculators