Business Banking in Wisconsin and Minnesota

Struggling to manage  your business finances? At Citizens State Bank, we offer customized business banking solutions for Wisconsin or Minnesota businesses to make financial management easy and efficient. From checking accounts to loans and lines of credit, we provide you with the tools you need to grow your business. 

Types of Loans we Offer

As your preferred business partner, we seek to provide you with a comprehensive suite of lending solutions:


  • Small Business Administration (SBA) Loans

  • USDA Business and Industry Loans

  • Equipment Loans

  • Commercial Real Estate Loans

  • Business Lines of Credit

  • Working Capital Loans


Banking Solutions for Wisconsin or Minnesota Business Owners
Whether you're just starting out or looking to expand, our business banking services can help you achieve your goals. Here are the services we offer:
 
Business Checking Accounts
    • Some Business Checking Accounts offer zero monthly maintenance fees or minimum balance requirements
    • Online and mobile banking for easy account management
    • Free e-statements and bill pay services
    • Debit card for Wisconsin or Minnesota businesses with unlimited transactions and worldwide ATM access
    • Overdraft protection options available
    • Merchant services to accept credit card and debit card payments from customers
    • Accounts Receivable Management Services
Business Savings Accounts
    • Competitive interest rates to help your business grow
    • Automatic transfers from your checking account for easy saving
    • Online and mobile banking for easy account management
    • Free e-statements and account alerts
Business Loans and Lines of Credit
    • Customizable financing options to fit your unique business needs
    • Competitive rates and flexible repayment terms
    • Quick and easy application process and management
    • Personalized service from our experienced Business Bankers
    • Wide range of loan types, including equipment loans, real estate loans, SBA loans and lines of credit.
Cash Management Services
    • A suite of services to help you manage your cash flow and streamline your finances
    • Online and mobile banking for easy account access and management
    • Remote deposit capture to deposit checks from your office or on-the-go
    • ACH origination for convenient electronic payments and receipts, including direct deposit
    • Wire transfers
    • Positive Pay to prevent check fraud and unauthorized transactions
 
Whether you're just starting out or looking to take your business to the next level, Citizens State Bank has the banking services you need to succeed. Contact us today to learn more.

Why Work with a SBA Preferred Lender?

If you're tired of feeling like just another number to your lender or frustrated with slow loan processing times, a SBA Preferred Lender may be your solution.SBA Preferred Lenders have a proven track record of working with the SBA and meeting their standards for loan origination and servicing. 
 
Working with a SBA Preferred Lender can offer several benefits including:
    • Access to Specialized Financing Programs: Access a wider range of financing options designed for businesses in specific industries or circumstances.
    • Faster Loan Processing: Streamlined loan application process leads to quicker approvals and funding.
    • Personalized Service: Work with a dedicated loan officer who understands your business and can help you find the best financing options for your needs.
    • Better Rates and Terms: Enjoy favorable interest rates and terms, saving you money in the long run.
    • Continuity of Service: Have a consistent point of contact for all your banking needs, building a relationship with your lender as your business grows.

Schedule a Consultation

Not sure which of our business banking solutions is right for you? Schedule a consultation with one of our experts today. We'll help you assess your needs and find the right financial services that best fit  your business needs.