Personal Mortgages
A Local Team Focused on You
You want your loan experience to be as smooth and painless as possible. We do too. We listen, ask questions and work with you to find the best fit. We will be there every step of the way, from the application process to your closing. Select one of our knowledgeable mortgage lenders, or apply here.
Contact one of our lenders today!
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Get a loan program that’s right for you
Our loan programs include:
- Conventional loans
- FHA loans
- VA Loans
- USDA loans for rural communities
- Construction loans
- Non-conforming Properties/Excess Acres loans
- Recreational Land Loans
- Residential Lot loans
- Specialty Loans (Bridge or Swing loans)
- Major Renovation Loans
24-Hour Home Loan Decision Guarantee
It's like walking in with a cash offer! Be in the best negotiating position when you find your next home. Our program is one step further than a pre-qualification letter; we will have your home loan decision within 24 hours. The only pending items would be a satisfactory appraisal and title search.
When Does it Make Sense to Refinance?
Home Equity loans and Lines of Credit
Use the equity in your home to get access to the cash you need to do the things you want or need to do. Interest rates on home equity loans are often lower than traditional consumer loans. The interest may even be tax deductible. (Always consult with your tax advisor.) Inquire here
Construction Loans
This loan is designed to pay for construction of a home and to provide periodic disbursements to the builder as they make progress. We know the building process can be overwhelming and we can help! Inquire here.
Lot and Recreational Land Loans
Looking to purchase a lot to build on or recreational land to simply enjoy? We can help you understand your options and find a loan that will work best for you. Inquire here.