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Business Savings and Money Markets

Smart Savings for a Smarter Business.

At Citizens State Bank we understand that every business is unique. Our banking solutions are customized to fit your specific needs, whether you’re a startup or a well-established company. From flexible business checking and savings accounts to robust lending options and merchant services, we offer a full suite of financial tools to help your business thrive.
 
Enjoy industry-leading interest rates on savings and investment accounts, and competitive fees; so you can keep more of your hard-earned money. We aim to help all businesses in Wisconsin and Minnesota. 
 

Tailored Financial Solutions for Business Savings and Money Markets

At Citizens State Bank, we believe in contributing to your business’s success by optimizing how you manage and grow your finances. Our business savings accounts are designed to meet the demands of businesses both large and small, offering adaptable features that provide a solid foundation for your financial strategy. We also provide specialized money market accounts, giving companies a reliable path to practice savvy financial management while earning competitive growth on eligible funds.
Our team takes the time to understand your business’s unique challenges. Whether it’s ensuring efficient cash flow management or helping you reserve funds for future opportunities, we deliver banking solutions created to move you closer to your goals. When you partner with a trusted local bank like Citizens State Bank, you can feel confident knowing your business savings accounts and money market strategies are supported by personalized care and expert advice.
Savings
Just starting out or have a business with small or fluctuating balances? This one's for you.

  • Earn competitive interest
  • No minimum balance to open
  • Only a $5 monthly charge if the minimum daily balance falls below $100
  • FREE online banking
Why Choose Business Savings Accounts at Citizens State Bank?
Starting and managing a business comes with financial hurdles, but our savings accounts are specifically geared toward addressing these challenges. They cater to businesses with modest or fluctuating funds, allowing you to maintain a secure financial cushion without financial strain. Free online banking ensures you can manage your funds efficiently, giving you round-the-clock access to oversee account activity.
 
Our business savings accounts are functional and crafted to empower your organization. Whether you are saving for planned expenses, setting monthly operational goals, or building an emergency fund, this account is an excellent first step toward better financial management for your business.
 
 

Citizens Select Money Market
Maximize your savings with this high-yielding account.

  • Earn competitive interest rates with our tiered variable annual percentage yield, paid monthly on the daily collected balance
  • Minimum daily balance of $2500 to avoid a $15 service charge
  • No minimum balance to open
  • FREE online banking
  • Checks are available to order
How Does a Money Market Account Benefit Your Business?
Our Citizens Select Money Market account is an optimal solution for businesses aiming to harness the advantages of higher yield opportunities. This account offers tiered interest rates, ensuring that as your balance grows, so does the potential to earn on your deposits. Unlike traditional savings accounts, money markets provide the added convenience of check-writing capabilities, making them a practical solution for businesses that plan to access funds periodically.
 
With no initial deposit required to open the account, Citizens State Bank gives you the freedom to get started right away. Maintaining a minimum daily balance ensures you avoid service charges while benefiting from competitive returns on your savings. Whether you’re handling day-to-day liquidity or saving for larger investments, our money market options blend flexibility and growth.

Meet your Business Services Officer
Tava Ellingson Business Services Officer
 
Email Tava today and set up a time to discuss the many financial options CSB has to offer to help your business banking be all it can be. 
 
Personalized Support for Your Business Needs
Navigating financial options can be complex, which is why our Business Services Officer, Tava, is here to guide you. She is dedicated to helping businesses in Wisconsin and Minnesota thrive by offering customized banking insights and assisting with choosing the savings or money market account suited for your goals.
 
Leverage her expertise to set up accounts that efficiently support cash flow management, savings, and greater financial organization for your operations. Whether you have questions regarding account features or need guidance when transitioning funds, Tava is readily available to provide clarity and assurance every step of the way.

A Trusted Partner in Building Your Financial Future
At Citizens State Bank, we don’t just provide savings and money market accounts—we offer a partnership built on trust, expertise, and shared goals. Our business customers come to us for more than just a secure place to store their earnings. They rely on our commitment to excellence, ensuring that their financial tools enhance current operations while laying the groundwork for future growth.

By combining technology-driven solutions such as online banking with the warmth of personalized local service, we prioritize building long-term relationships that empower businesses in our communities. Explore the possibilities of business savings and money markets at Citizens State Bank, where your success fuels our passion for service. 



Ready to Elevate Your Business Finances?
Take the next step toward smarter financial management with Citizens State Bank. Explore our business savings and money market accounts today and discover how we can help your business thrive. Contact Us.   Call 715‑386‑9050 or visit your nearest office to get started with personalized solutions tailored to your goals.






















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Business Online Banking 

See how much online banking can change the way you run your business.

Business Online Banking