Searching for a Reliable Mortgage Lender?
With a variety of loan options, competitive rates, and personalized service, Citizens State Bank makes the homebuying process simple and stress-free. Start your journey to homeownership today.
We work with both Wisconsin and Minnesota properties.
Types of Home Loans We Offer
At Citizens State Bank, we recognize that every homebuyer’s financial situation and dreams are unique. That’s why we offer a diverse range of loan options to match your needs. Whether you’re a first-time homebuyer taking your first steps on the property ladder, planning a major renovation, or searching for a suitable home equity solution, we have you covered. Our options include:
- Conventional Home Loans: Perfect for buyers looking for straightforward financing with flexible terms and competitive interest rates.
- Construction Loans: Tailored for those building their dream home from the ground up, our construction loans provide both the flexibility and support you need through the building process.
- Home Equity Loans and Lines of Credit: Whether you’re renovating your current home or consolidating debt, tap into the value of your property with our easy-to-manage equity loans and lines of credit.
- Refinancing Options: Are you looking to lower your interest rate or adjust your loan terms? We’ll guide you through the refinancing process so you can gain financial savings or equity flexibility.
To make the process even easier, our Xpress App allows our current customers to streamline your mortgage application so you can get started quickly and effortlessly.
Meet Our Lending Team
Our knowledgeable team of mortgage lenders is ready to offer you expert guidance, personalized recommendations, and exceptional support throughout each stage of the homebuying journey.
