Community Bank in Roberts, WI

Purchasing a home is one of the most important financial steps you can take. With mortgage loans from our Roberts office, you’ll work directly with bankers who understand the local housing market and can provide guidance that fits your needs.
For those considering adjustments to their current mortgage, a home loan refinance may be worth exploring. Some homeowners refinance to change the length of their loan term, while others want to better align monthly payments with their household budget. Our team is ready to walk through the available options so you can make an informed decision.

Roberts has a growing business community that benefits from its position near major highways and regional markets. At Citizens State Bank, we help fuel that growth by offering business loan solutions designed for expansion, equipment purchases, or operating expenses.
In addition, our cash management services make it easier for business owners to handle day-to-day financial tasks. From managing payroll to scheduling vendor payments, our digital tools save time and reduce stress so you can stay focused on your business goals.

Many Roberts residents commute to the Twin Cities while still choosing to live in a small-town setting. We understand those unique financial needs—balancing family expenses, commuting costs, and long-term savings. Our checking, savings, and lending options are designed to support families who value convenience without giving up local service.

For families with young children, our savings accounts and certificates of deposit provide a way to build toward future milestones. For those further along in their financial journey, products like home equity loans or personal loans can help cover important life events or projects.

• Local relationships: You’ll work with bankers who live and work in the same community you do.
• Comprehensive services: From simple checking to business loans and mortgage loans, we cover the full range of financial needs.
• Advanced technology: Digital banking, cash management services, and online tools provide modern convenience.
• Community focus: Our Roberts office is committed to supporting local events, organizations, and families.

At Citizens State Bank, we believe that banking is about more than accounts and loans. Our team is actively involved in Roberts and the surrounding communities, contributing to schools, nonprofits, and civic programs that strengthen the area.

Our team also values volunteering and community involvement. You’ll often see us at local school events, charity drives, and business gatherings, working alongside our neighbors. This spirit of connection is part of what makes our Roberts office more than a financial institution—it’s a trusted partner in the life of the community.