Citizens State Bank

Can Budgeting Be Fun? 

Probably not, but here at Citizens State Bank we have tools to make is easier. My Financial Health can set you up for success.  All of this is available to you in your online banking!

A Home Equity Loan can help

Find out how a Home Equity Loan can  help with making more room for your little ones.

  • No piles of paper waste
  • No lost or stolen statements in the mail
  • No papercuts and no storage needed
  • YES to electronic statements and loan notices - Sign up today in your online banking or contact us through your online banking messages/chats. 
 
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Community
Banking

Come see us at our summer events this year! 

 
  • UFO Days Community Appreciation Dinner 
  • UFO Days Parade 
 
 
 

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Business Account

Fraud Protection

Check fraud is on the rise and if you are issuing checks you could be at risk. Unfortunately there are many scams and schemes out there to take your hard earned money. There are many ways to help protect your account.  Citizens State Bank can help! Click on the products listed below to learn more!
 
A check verification process
 
Set alerts and notifications for all or specific transactions  in real time. 
 
View accounts
Originate ACH Payments
Secure Direct Deposit Payroll
Electronic Statements
 
 
 
 

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Personal Account 

Fraud Protection

Start protecting yourself with real time alerts and notifications for transactions on your debit card.  Check out your options by clicking here.

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Did you know using a digital wallet can protect you? When you load your debit card into your Apple Pay or Google Pay wallet and use it to make purchases, your card number is never exposed. The system creates a unique token code every time you use the wallet. 
 
  • A Vantage Score 3.0 provided by Experian
  • Dark Web Monitoring
  • View exposed private information
  • View online Subscriptions
 

 
 
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Join Us!

Look over our openings and join our amazing team.

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Home Loans

Start here when you are looking for your next home!

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Customer Survey

Take our survey and help us be awesome!


I

Scrub your grill, not your wallet.

Get this Mr. Bar-B-Q Brush  totally FREE when you open any  Checking Account,  at Citizens State Bank! Refer someone and you both get one-FREE when they open their checking account. 
 
 
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Community Events

Take a look at our events and see which ones you can attend!

Community Events

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Locate an ATM

Find the closest ATM when you need it the most.

ATM Locations

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Financial Calculators

Plan ahead by using our calculators.

Financial Calculators

2026 Closed Federal Holiday Schedule
New Year’s Day - Thursday, January 1
Martin Luther King Day - Monday, January 19
President’s Day - Monday, February 16
Memorial Day - Monday, May 25
Juneteenth - Friday, June 19
Independence Day - Saturday,  July 4
Labor Day - Monday, September 7
Columbus Day/Indigenous People's Day - Monday, October 12
Veterans Day -Wednesday, November 11
Thanksgiving Day - Thursday, November 26
Christmas Eve - Thursday, December 24 - All offices close at noon
Christmas Day - Friday, December 25