Personal Loans
Experience a hassle-free lending process at Citizens State Bank. Our lending experts help you get the right loan for your situation. All underwriting and servicing of our loans stays local, this means you get the personal attention you deserve.
We offer personal loans for things like:
- Vehicles
- Boats
- Recreational vehicles
- Vacations
- And more!
Refinance Existing Loans
Lowering your rate or reducing your term may be an easy way to save money. We can help you see the difference, so you can make the choice that is right for you. Inquire here
Installment Loans
A traditional installment loan might be right for you. We can help you understand your options and find the installment loan that works best for you. Inquire here
Overdraft Protection
This is a no-stress loan option to protect yourself if you overdraw your checking account. Inquire here
Sallie Mae's Smart Option Student Loan
For college expenses not covered by scholarships and federal loans, Citizens State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. Click here to apply and learn more.
Contact us
For personal help with all your loan needs, select to meet with one of our knowledgeable lenders or if you prefer to have them contact you, complete the contact us form.
Megan Holcomb 
Maria Machtemes
NMLS# 452652 NMLS# 1637894
Elmwood Office: 715-639-5411 Hudson Office: 715-377-7004
Menomonie Office: 715-235-3164 Roberts Office: 715-749-3701
Woodville Office: 715-698-2411 Click here to email Maria