Auto and Other Personal Loans

We make the application process easy. You do not have to sit for hours on end waiting for the dealership financial representative to help you. Our approval process is done in-house for a quicker response. Once the loan is approved, closed and processed you are set to go. The best part is you make your payment to us, so if you ever have any questions we are here to help you. 

Our personal loans are perfect for a camper, ATV, boat and motorcycle. Applying is easy and we make our own decisions within the bank. The best part is that your loan stays with us, so if you have any questions we are here to help you. Make your payments from your accounts here with our free online banking.

This is a no-stress loan option to protect yourself if you overdraw your checking account. For instance, if you're struggling to pay your monthly bills between pay checks and are in danger of overdrawing your checking account, our overdraft protection can help you cover the difference until payday. 

For college expenses not covered by scholarships and federal loans, Citizens State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. Apply and learn more.