Rates
Interest Rates (Rate) & APY*
EFFECTIVE August 8, 2018
Subject to Change
Certificates of Deposit (CDs) - 2,3,& 5 year available as IRA's
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$500-$9,999.99
|
$10,000-$49,999.99
|
$50,000-$99.999.99
|
$100,000-$249,999.99
|
$250,000 or More
|
|
|---|---|---|---|---|---|
1 Year** |
.14/.14% | .19/.19% |
.24/.24% | .34/.34% | .44/.44% |
2 Year** |
.24/.24% | .34/.34% | .39/.39% | .49/.49% | .59/.59% |
3 Year** |
.34/.34% | 1.64/1.65% | 1.64/1.65% | 1.78/1.79% | 1.94/1.95% |
5 Year** |
.44/.44% | 1.84/1.85% | 1.84/1.85% | 1.94/1.95% | 2.04/2.05% |
CD Specials
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Minimum to Open
|
|
Interest Rate |
APY* |
|
|---|---|---|---|---|
Rule Breaker CDs
|
||||
10 Month** |
$10,000 |
Without Active ~ Account |
1.39% |
1.40% |
20 Month** |
$10,000 | Without Active ~ Account With Active ~ Account |
1.64% 2.04% |
1.65% 2.05% |
|
|
Checking Accounts (Variable Rate)
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Minimum
|
Minimum Balance to
|
Interest Rate |
APY* |
|
|---|---|---|---|---|
Citizens Elite
|
$0 | $0-$2,499.99 $2,5000.00-$24,999.99 $25,000.00-$49,999.99 $50,000.00 or More |
.07% .13% .20% .30% |
.07% .13% .20% .30% |
Premium Checking*** |
$0 | $0-$19,999.99 $20,000.00-$49,999.99 $50,000.00-124,999.99 $125,000.00-$224,999.99 $225,000.00 or More |
.05% .19% .29% .46% .56% |
.05% .19% .29% .46% .56% |
Premium Money Market*** |
$0 | $0-$7,499 $7,500-$24,999.99 $25,000-$99,999.99 $100,000-$299,999.99 $300,000 or more |
.08% .95% 1.75% 1.95% 2.05% |
.08% .95% 1.76% 1.97% 2.07% |
Savings Accounts (Variable Rate)
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Minimum
|
Minimum Balance to
|
Interest Rate |
APY* |
|
|---|---|---|---|---|
Premium Savings*** |
$50 | $0-$24,999.99 $25,000.00-$99,999.99 $100,000.00-$249,999.99 $250,000.00-$399,999.99 $400,000.00 or More |
.08% .27% .34% .49% .59% |
.08% .27% .34% .49% .59% |
Regular Savings*** |
$50 | No Minimum Balance | .04% | .04% |
IRA Savings*** |
$50 | No Minimum Balance | .39% | .39% |
Health Savings Account*** |
$50 | $0-$2,499.99 $2,500.00-$9,999.99 $10,000 or more |
.09% .49% 1.00% |
.09% .49% 1.00% |
*Annual Percentage Yield
**SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.
***Interest rate may change after account has been opened.
Fees could reduce earnings.
See an account representative for additional information about the fees and terms applicable to an advertised account.
For current interest rate and APY* information please contact us .
~Active Account is defined as an account with a minimum of 1 deposit per month.