Interest Rates (Rate) & APY*
Effective April 1, 2025
Subject to change
CD Specials
| Type |
Minimum to Open & Earn Stated APY* | Interest Rate |
APY* |
|---|---|---|---|
|
7 Month**
*Reserved for WI and MN residents.
|
$10,000 | 4.19% | 4.24% |
| 15 Month** | $10,000 | 4.09% | 4.14% |
Personal Checking Accounts (Variable Rate)
| Type | Minimum to Open | Minimum Balance to Earn Stated Interest Rate & APY* | Interest Rate | APY* |
|---|---|---|---|---|
| Premium Interest Checking*** | $0 | $0-$1,499.99 $1,500.00 or more |
.04% .29% |
.04% .29% |
| 50+ Checking*** | $0 | No Minimum Balance | .24% | .24% |
Business Checking Accounts (Variable Rate)
| Business Interest Checking*** | $0 | No Minimum Balance | .51% | .51% |
Savings Accounts (Variable Rate)
| Citizens Select Money Market*** | $0 | $0-$24,999.99 $25,000.00-$99,999.99 $100,000.00-$249,999.99 $250,000.00-$499,999.99 $500,000.00 or more |
.61% 1.10% 1.60% 2.09% 2.58% |
.61%
1.11%
1.61%
2.11%
2.61%
|
| Savings*** | $0 | No Minimum Balance | .04% | .04% |
| Health Savings Account*** | $0 | $0-$2,499.99 $2,500.00-$9,999.99 $10,000 or more |
.54% 1.07% 1.17% |
54% 1.07% 1.17% |
| IRA Savings*** | $0 | No Minimum Balance | .19% | .19% |
*Annual Percentage Yield
**Substantial Penalty for early withdrawal.
***Interest rate may change after account has been opened.
Fees could reduce earnings.
See an account representative for additional information about the fees and terms applicable to an advertised account.
For current interest rate and APY* information please contact us.