Rates

Interest Rates (Rate) & APY* 

EFFECTIVE October 11, 2019

Subject to Change


Certificates of Deposit (CDs) - 2,3,& 5 year available as IRA's

Scroll to the left to view the rest of the table.

$500-$9,999.99
Interest Rate/APY*
$10,000-$49,999.99
Interest Rate/APY*
$50,000-$99.999.99
Interest Rate/APY*
$100,000-$249,999.99
Interest Rate/APY*
$250,000 or More
Interest Rate/APY*
1 Year**
.14/.14% .19/.19%
.24/.24% .34/.34% .44/.44%
2 Year**
.19/.19% .29/.29% .34/.34% .44/.44% .54/.54%
3 Year**
29/.29% .59/.59% .59/.59% .73/.73% .89/.89%
5 Year**
.39/.39% .79/.79% .79/.79% .89/.89% .99/.99%


CD Specials

Scroll to the left to view the rest of the table.


Minimum
to Open

Interest Rate
APY*





Rule Breaker CDs
(Variable Rate)***




10 Month**

$10,000

Without Active ~ Account
With Active ~ Account

1.09%
1.54%

1.09%
1.55%

20 Month**
$10,000 Without Active ~ Account
With Active ~ Account
1.04%
1.44%
1.04%
1.45%






Checking Accounts (Variable Rate)

Scroll to the left to view the rest of the table.

Minimum
to Open
Minimum Balance to
Earn Stated Interest Rate & APY*
Interest Rate
APY*
Premium Interest Checking***
$0 $0-$1,499.99 
$1,500.00 or more 

.07%
.19%

.07%
.19%

50+ Checking***
$0 No Minimum Balance .05%

.05%

Direct Interest Checking***
$0 No Minimum Balance .04%

.04%

Premium Money Market***
$0
$0-$7,499.99
$7,500.00-$24,999.99
$25,000.00-$99,999.99
$100,000.00-$299,999.99
$300,000.00 or more
.07%
.44%
1.11%
1.28%
1.62%
.07%
.44%
1.11%
1.28%
1.63%
Business Interest Checking***
$0
No Minimum Balance
.05%
.05%


Savings Accounts (Variable Rate)

Scroll to the left to view the rest of the table.

Minimum
to Open
Minimum Balance to
Earn Stated Interest Rate & APY*
Interest Rate
APY*
Savings***
$0 No Minimum Balance .04%

.04%

Health Savings Account***
$0 $0-$2,499.99
$2,500.00-$9,999.99
$10,000 or more
.07%
.44%
.81%
.07%
.44%
.81%
IRA Savings***
$0 No Minimum Balance .37% .37%


*Annual Percentage Yield

**SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

***Interest rate may change after account has been opened.

Fees could reduce earnings.

See an account representative for additional information about the fees and terms applicable to an advertised account.

For current interest rate and APY* information please contact us .

~Active Account is defined as an account with a minimum of 1 deposit per month.