Rates

Interest Rates (Rate) & APY* 

EFFECTIVE APRIL 1, 2024

Subject to Change


Certificates of Deposit (CDs) - 2,3,& 5 year available as IRA's

Scroll to the left to view the rest of the table.

$500-$9,999.99
Interest Rate/APY*
$10,000-$49,999.99
Interest Rate/APY*
$50,000-$99.999.99
Interest Rate/APY*
$100,000-$249,999.99
Interest Rate/APY*
$250,000 or More
Interest Rate/APY*
1 Year**
.29/29% .33/.33%
.37/.37% .41/.41% .45/.45%
2 Year**
.33/.33% .37/.37% .41/.41% .45/.45% .49/.49%
3 Year**
.37/.37% .41/.41% .45/.45% .49/.49% .53/.53%
5 Year**
.41/.41% .45/.45% .49/.49% .53/.53% .57/.57%

CD Specials

Scroll to the left to view the rest of the table.


Minimum to Open & Earn Stated APY*


Interest Rate

APY*

7 Month**

$10,000


5.04%

5.11%
15 Month**

$10,000


4.65%

4.71%


Checking Accounts (Variable Rate)

Scroll to the left to view the rest of the table.

Minimum
to Open
Minimum Balance to
Earn Stated Interest Rate & APY*
Interest Rate APY*
Premium Interest Checking***
$0 $0-$1,499.99 
$1,500.00 or more 

.04%
.29%

.04%
.29%

50+ Checking***
$0 No Minimum Balance .24%

.24%

Citizens Select Money Market***
$0
$0-$24,999.99
$25,000.00-$99,999.99
$100,000.00-$249,999.99
$250,000.00-$499,999.99
$500,000.00 or more
1.01%
1.50%
1.99%
2.48%
2.97%
1.01%
1.51%
2.01%
2.51%
3.01%
Business Interest Checking***
$0
No Minimum Balance
.51%
.51%


Savings Accounts (Variable Rate)

Scroll to the left to view the rest of the table.

Minimum
to Open
Minimum Balance to
Earn Stated Interest Rate & APY*
Interest Rate APY*
Savings***
$0 No Minimum Balance .04%

.04%

Health Savings Account***
$0 $0-$2,499.99
$2,500.00-$9,999.99
$10,000 or more
.54%
1.07%
1.17%
.54%
1.07%
1.17%
IRA Savings***
$0 No Minimum Balance 1.19% 1.19%


*Annual Percentage Yield

**SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

***Interest rate may change after account has been opened.

Fees could reduce earnings.

See an account representative for additional information about the fees and terms applicable to an advertised account.

For current interest rate and APY* information please contact us .