Personal Checking Account

Citizens State Bank Hudson, WI  has digital mobile wallet available for Apple and Google, just use your CSB bank card to set it up. Looking for a Totally Free Checking Account to manage your finances in Wisconsin or Minnesota? Citizens State Bank offers flexible checking account options to fit your lifestyle and financial situation. With convenient access to funds, minimal maintenance fees and easy deposits, you can manage your finances easily and securely. Open your accounts today to enjoy hassle-free banking.

Ease and Convenience Like Never Before

Can't visit the bank? Meet with our relationship managers at your preferred place and time or use our Account Finder to identify the right account for your needs. Plus, refer a friend and both of you may be eligible for a FREE gift!
Every personal checking account has these amazing FREE products & services.
  • Free Debit/ATM card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free E-Statements 
  • Free Thank You Gift

We are here for you!

Lizzie is Citizens State Bank's Personal Banking Officer waiting to help you with all  your personal banking account needs.
Lizzie Nygaard - Hudson Office
"I love meeting new people and working with customers to help them achieve their goals."
Text/Call - 715-377-7008
Phoebe is our hilarious and fun Personal Banker and CSR Supervisor at Citizens State Bank Hudson WI.
Phoebe Hoekstra Yang - Hudson Office
"I love being able to meet new people and maintain current relationships with customers. Being able to help them find the right product is so rewarding."
Text/Call - 715-377-7521
April is Citizens State Bank Roberts WI Branch Manager.

April Cook - Roberts Office

"I love helping customers understand how our products and services can best suit their needs!"

Text/Call - 715-760-9490


Matt Scholtz is our Branch Manager in Woodville WI.

Matt Scholtz - Woodville Office

"I love getting to meet new people and help their dreams come true."

Text/Call - 715-245-2785


Amanda Novak - Menomonie Office

"I love getting to meet new people and getting to know their life story!!"

Text/Call - 715-235-3164


Veronica is the Elmwood Wisconsin Branch Manager for Citizens State Bank.

Veronica Linngren - Elmwood Office

"I enjoy working with customers and helping them find the products that make their lives easier!"

Text/Call - 715-670-3074 


Maria is the Vice President of Retail Banking at Citizens State Bank of Hudson, WI.

Maria Machtemes - VP Retail Banking

"I enjoy working with customers to find the best financial solutions to meet their individual needs."

Text/Call - 715-377-7004


Enjoy Perks Like Never Before

From earning interest on your balances to unlimited transactions, Citizens State Bank, your Wisconsin and Minnesota community bank, has totally free commercial or personal checking accounts that provide customers with the financial freedom they deserve. Experience top-notch customer service and the convenience of online and mobile banking. We'll even buy back your unused checks and debit cards from other financial institution!

We also offer Wisconsin and Minnesota businesses a wide variety of checking accounts . A hassle-free way to manage your earnings and finances. With these accounts, you can withdraw or deposit your funds efficiently.

Benefits Checking                                             
Experience banking like never before with Benefits Checking -  the perfect account for individuals seeking unmatched value. Get exclusive perks, rewards and personalized features. Click here to learn more. 
  • Cell phone protection
  • Identity theft assistance
  • Roadside assistance
  • $10,000 accidental death insurance
  • Shopping, dining and travel discounts
  • Only $6.95 per month

Premium Interest Checking

Unlock the full potential of your savings with a Premium Interest Checking account, designed for those who want to earn a higher interest rate on their deposits. 
  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive Interest rate if your balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500

50+ Interest Checking

Are you saving up for retirement or a significant life transition? Created for customers 50 years old and above, the 50+ Interest Checking allows you to earn higher interest with no maintenance fees.
  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Totally Free Checking

Maintenance fees quickly add up over time. Suppose you're like us and enjoy anything free- Citizens State Bank, your Wisconsin community bank, our Totally Free Checking Account offers customers all the benefits of a checking account without the burden of paying monthly maintenance fees. 
  • No minimum balance
  • No monthly service charge 

Start your journey to financial success today with

CSB's personal checking accounts.