Business Loans

Your business has goals. We have ways to help you achieve those goals. Whether you are a local small business owner, farmer or a corporation, the lending experts at Citizens State Bank have the training, knowledge and skills to help move your business forward. 

Lines of Credit 

 A convenient way to meet short-term cash and working capital needs. Inquire here

Term Loans

You know what you need. We know how to provide the right term loan to suit your needs whether it’s to finance equipment, commercial real estate, land development or other capital purposes.  Inquire here

Agriculture Loans 

We understand the ag-economy and can help you finance equipment, land, livestock purchases and crop production needs. Inquire here

Focusing on Business Banking

We live and breathe small business – from local involvement in the community to tracking the trends that affect business owners. Because we are privately owned, we are more flexible. We make our decisions locally, which means quicker responses to your requests. Let’s get started. Inquire here or select one of our business bankers to make an appointment. If you prefer us to contact you, simply complete our contact us form.


Miranda Green - email

Hudson 715-377-7041


Todd Van Wambeke - email

Hudson  715-377-7028

 Susan Lund - email

NMLS# 518478
Woodville 715-698-2411
Elmwood 715-639-5411
Menomonie 715-235-3164

Steve Miller - email

NMLS# 452650
Hudson 715-377-7030
Roberts 715-749-3701

Jon Fumich - email

Hudson 715-377-7009