Business Loans

Your business has goals. We have ways to help you achieve those goals. Whether you are a local small business owner, farmer or a corporation, the lending experts at Citizens State Bank have the training, knowledge and skills to help move your business forward. 


Lines of Credit 

 A convenient way to meet short-term cash and working capital needs. Inquire here


Term Loans

You know what you need. We know how to provide the right term loan to suit your needs whether it’s to finance equipment, commercial real estate, land development or other capital purposes.

Inquire here


Agriculture Loans 

We understand the ag-economy and can help you finance equipment, land, livestock purchases and crop production needs. Inquire here


Focusing on Business Banking

We live and breathe small business – from local involvement in the community to tracking the trends that affect business owners. Because we are privately owned, we are more flexible. We make our decisions locally, which means quicker responses to your requests. Let’s get started. Inquire here or select one of our business bankers to make an appointment. If you prefer us to contact you, simply complete our contact us form.


 Al VanDenBroeke

NMLS# 452654
Hudson 715-377-7012


 Gino Monico

NMLS# 895801
Hudson 715-377-7028


 Susan Lund

NMLS# 518478
Woodville 715-698-2411
Elmwood 715-639-5411
Menomonie 715-235-3164


 Steve Miller 

NMLS# 452650
Hudson 715-377-7030
Roberts 715-749-3701


 Jon Fumich

Hudson 715-377-7009