No caps, No Tiers, Interest Monthly, High Yield Savings Account*
Earn a competitive rate while enjoying the security, convenience and personal service you expect from Citizens State Bank, your local community bank.
Why Choose Us?
✔ Competitive returns on your savings
✔ Easy access to your funds when needed
✔ FDIC-insured protection
✔ No stock market risk
✔ Local bankers who know you by name
✔ Digital banking tools to manage your money anywhere
*Annual Percentage Yield (APY) effective as of 08/10/2026. Variable rate account currently offering 3.25% APY. $10,000 minimum opening deposit of new money required. New money is funds not currently on deposit with Citizens State Bank. Rates are subject to change anytime after account opening. Fees may reduce earnings. Offer may be withdrawn at any time. Other terms and conditions may apply. Member FDIC