The Advantage of Banking Local
We are here to lift you up!
Our Advantage Money Market offers competitive tiered rates with the flexibility you need. All you need is $10,000 new money to start earning great interest. Open your account online today and move your money over to Citizens State Bank, where relationships are made beyond the numbers.
Where your goals feel closer!
Our Advantage Money Market offers you the peace of mind with the flexibility to withdraw the funds when you need it. Whether you are saving for a dream vacation, college for the kids or simply for a rainy day savings, you will see the benefit of watching your funds grow. The more you save, the more you make. Life doesn't wait and you don't have to either. All you need is $10,000 in new money to get started today. Open your account today.
*Annual Percentage Yield (APY) effective as of 7/11/2025. Variable, tiered-rate account; under $25,000: 2.20% APY; $25,000 to $99,999.99: 2.51% APY;
$100,000 to $249,999.99: 3.01% APY; $250,000-$499,999.99: 3.41% APY;$500,000 and above: 4.01% APY. Minimum opening deposit of $10,000 in new money required. “New money” is defined as funds not currently on deposit with Citizens State Bank. Rates are variable and subject to change at any time. Fees may reduce earnings. Offer available for a limited time and may be withdrawn without notice. Other terms and conditions may apply.
$100,000 to $249,999.99: 3.01% APY; $250,000-$499,999.99: 3.41% APY;$500,000 and above: 4.01% APY. Minimum opening deposit of $10,000 in new money required. “New money” is defined as funds not currently on deposit with Citizens State Bank. Rates are variable and subject to change at any time. Fees may reduce earnings. Offer available for a limited time and may be withdrawn without notice. Other terms and conditions may apply.