Citizens Elite (55+)

If you’re 55 years old or better, there’s a banking opportunity at Citizens State Bank designed with you in mind. You’ll get great financial benefits as well as travel and social events – at discount rates!


Checking and Financial Advantages Just Waiting for You

  • No Monthly Service Charge* 
  • Competitive, Tiered, Annual Percentage Yield paid monthly on daily collected balances 
  • No Minimum Balance Requirements 
  • Additional 1/2% CD rate bonus (does not apply to CD Specials) 
  • Free Citizens Elite Checks (1 box every 12 months) 
  • Safe Deposit Box Discount of 25% on annual rental, first year rent free 
  • Free Cashier’s Checks 
  • Free Online Banking 
  • Free E-Statements 
  • Free Mobile Banking 
  • Free Mobile Deposit 
  • Free Bill Pay 
  • Free 24-Hour Telebanking 

*Early account closure fee may apply if account closed within 90 days of account opening 


Club Benefits You’ll Enjoy

As a member of Citizens Elite you’ll have access to a world of opportunities to connect, socialize and expand your horizons. Most events are free to members and if there is a fee, it is always at a reduced amount for Citizen Elite members. 


As a member you can look forward to: 

  • Fun activities 
  • Travel to interesting places 
  • Social events 

Plus, you’ll get a Club newsletter to stay on top of all the latest happenings. Bring your friends too! 


Upcoming Events 

Turtle Lake Casino - April 5th
Minnesota State Fair - August 30th
Autumn Mystery Trip - October 18th
Annual Holiday Luncheon - December 6th

Reserve your spot today! These events are at no cost to our Citizens Elite Members. 

Contact your Branch Coordinator to RSVP - reservations are required. 

Citizen Elite Coordinators: