Citizens Elite (55+)

If you’re 55 years old or better, there’s a banking opportunity at Citizens State Bank designed with you in mind. You’ll get great financial benefits as well as travel and social events – at discount rates!

Join us on August 31st for the Free Citizens Elite MN State Fair event. Sign up today at your local branch or email us at

To see details click here 

Checking and Financial Advantages Just Waiting for You

  • No Monthly Service Charge* 
  • Competitive, Tiered, Annual Percentage Yield paid monthly on daily collected balances 
  • No Minimum Balance Requirements 
  • Additional 1/2% CD rate bonus (does not apply to CD Specials) 
  • Free Citizens Elite Checks (1 box every 12 months) 
  • Safe Deposit Box Discount of 25% on annual rental, first year rent free 
  • Free Cashier’s Checks 
  • Free Online Banking 
  • Free E-Statements 
  • Free Mobile Banking 
  • Free Mobile Deposit 
  • Free Bill Pay 
  • Free 24-Hour Telebanking 

*Early account closure fee may apply if account closed within 90 days of account opening 

Club Benefits You’ll Enjoy

As a member of Citizens Elite you’ll have access to a world of opportunities to connect, socialize and expand your horizons. Most events are free to members and if there is a fee, it is always at a reduced amount for Citizen Elite members. 

As a member you can look forward to: 

  • Fun activities 
  • Travel to interesting places 
  • Social events 

Plus, you’ll get a Club newsletter to stay on top of all the latest happenings. Bring your friends too! 

Upcoming Events 

To see all upcoming Citizens Elite Events click here 

Minnesota State Fair

August 31st we will be heading to The Minnesota State Fair! It's never too early to book your spot! 

Citizen Elite Coordinators: