![Happy family sitting on couch putting money in a piggy bank](/assets/files/PZ4Lml2P/happy-family-cheerful-mother-and-father-with-kids-smiling-and-putting-coins-into-piggy-bank.jpg_s=1024x1024&w=is&k=20&c=HenftsEwGaBUaq3xGWVjif2pwMQPpKaqYPB_R3y0SGg=.jpg)
![Happy family sitting on couch putting money in a piggy bank](/assets/files/PZ4Lml2P/happy-family-cheerful-mother-and-father-with-kids-smiling-and-putting-coins-into-piggy-bank.jpg_s=1024x1024&w=is&k=20&c=HenftsEwGaBUaq3xGWVjif2pwMQPpKaqYPB_R3y0SGg=.jpg)
We have what you need to start your pathway to savings!
Savings
A great way to start saving!
- Earn competitive interest
- No minimum balance to open
- Only $5 monthly charge if minimum daily balance falls below $100
- Minimum balance requirements waived for minors
- FREE online banking
Citizens Select Money Market
A convenient and effective way to make your money work for you. Watch your interest rate rise as your account balances grow.
- Earn competitive interest rates with our tiered variable annual percentage yield, paid monthly on daily collected balance
Minimum daily balance of $2500 to avoid $15 service charge - No minimum balance to open
- FREE online banking
- Checks available to order
Certificates of Deposit (CD)
Lock your interest rate for the term of your choice with competitive interest rates.
- Varying terms to meet short and long-term goals
- CD terms from 6 months to five years
- Often offer special CD's and rates
- Many have low initial deposit
- Early withdrawal penalty may apply
- FREE online banking
- Competitive rates
Health Savings Account (HSA)
An HSA helps put you in control of your health care costs.
- No minimum balance
- No service fee
- FREE debit card
- Interest earned based on balances
- FREE online banking
- Checks available for ordering
Calculators to help you save!
![Man using a laptop](/assets/files/YzElASvr/wide-personal-online-1600x665.jpg)
Banking on your time.
Get access to your finances whenever you are available, to view transactions, make a transfer, pay bills, and much more!