Happy family sitting on couch putting money in a piggy bank

Savings

We have what you need to start your pathway to savings!
Savings
A great way to start saving!

  • Earn competitive interest
  • No minimum balance to open
  • Only $5 monthly charge if minimum daily balance falls below $100
  • Minimum balance requirements waived for minors
  • FREE online banking

Citizens Select Money Market
A convenient and effective way to make your money work for you. Watch your interest rate rise as your account balances grow. 

  • Earn competitive interest rates with our tiered variable annual percentage yield, paid monthly on daily collected balance
    Minimum daily balance of $2500 to avoid $15 service charge
  • No minimum balance to open
  • FREE online banking
  • Checks available to order

Certificates of Deposit (CD)
Lock your interest rate for the term of your choice with competitive interest rates.

  • Varying terms to meet short and long-term goals
  • CD terms from 6 months to five years
  • Often offer special CD's and rates
  • Many have low initial deposit
  • Early withdrawal penalty may apply
  • FREE online banking
  • Competitive rates

Health Savings Account (HSA)
An HSA helps put you in control of your health care costs. 

  • No minimum balance
  • No service fee
  • FREE debit card
  • Interest earned based on balances
  • FREE online banking
  • Checks available for ordering






















Man using a laptop

Banking on your time.

Get access to your finances whenever you are available, to view transactions, make a transfer, pay bills, and much more!